KCB Income Statement Quarterly
 
Period ended: 30-Sep-14 31-Dec-14 31-Mar-15 30-Jun-15 30-Sep-15
Period length: 3 months 3 months 3 months 3 months 3 months
Unit: KES ‘000s KES ‘000s KES ‘000s KES ‘000s KES ‘000s
Statement type: Unaudited Audited Unaudited Unaudited Unaudited
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Interest Income
Loans and advances 9,198,755 10,368,528 10,050,219 11,060,365 11,780,998
Government securities 2,546,409 2,343,333 2,138,091 2,433,719 1,959,081
Deposits and placements with banking institutions 76,739 105,470 53,338 118,203 70,282
Other interest income 427,186
Total interest income 11,821,903 13,244,517 12,241,648 13,612,287 13,810,361
Interest Expense
Customer deposits 2,884,300 2,787,442 2,761,025 3,118,773 4,161,803
Deposits and placement from banking institutions 243,929 335,841 221,886 306,128 735,916
Other interest expenses
Total interest expenses 3,128,229 3,123,283 2,982,911 3,424,901 4,897,719
Net Interest Income 8,693,674 10,121,234 9,258,737 10,187,386 8,912,642
Other Operating Income
Fees and commissions on loans and advances 1,392,570 1,098,781 1,166,746 1,200,961 1,293,806
Other fees and commissions 2,018,403 2,560,235 2,050,985 2,424,864 2,186,893
Foreign exchange trading income 991,801 938,180 873,579 1,140,157 912,854
Dividend income 4 17 19 391 359
Other income 2,138,392 473,544 538,094 1,872,914 1,670,929
Total non-interest income 6,541,170 5,070,757 4,629,423 6,639,287 6,064,841
Total Operating Income 15,234,844 15,191,991 13,888,160 16,826,673 14,977,483
Other Operating Expenses
Loan loss provision 2,233,873 614,541 549,703 2,043,694 1,258,831
Staff costs 3,588,724 3,538,328 3,785,768 3,912,602 3,421,172
Directors’ emoluments 53,843 86,825 87,397 69,463 60,977
Rental charges 262,594 549,133 303,792 325,690 338,940
Depreciation charge on property and equipment 385,412 592,465 450,878 476,543 487,916
Amortisation charges 211,644 38,915 122,413 133,985 151,662
Other operating expenses 2,475,223 3,681,935 2,354,915 2,895,538 3,065,039
Total other operating expenses 9,211,323 -17,405,427 7,654,866 9,857,515 8,784,537
Profit before tax and exceptional items 6,023,521 6,089,859 6,233,294 6,969,158 6,192,946
Exceptional items
Profit after exceptional items 6,023,521 6,089,859 6,233,294 6,969,158 6,192,946
Current tax -1,729,111 -1,746,227 -1,869,988 -2,090,748 -1,509,434
Deferred tax 16,571 22,415 -190770
Profit after tax and exceptional items 4,310,981 4,366,047 4,363,306 4,878,410 4,492,742
Minority interest
Profit after tax and exceptional items and Minority interest 4,310,981 4,366,047 4,363,306 4,878,410 4,492,742
Other comprehensive income for the period net of tax 720,826 534,823 95,513 -719,545 -864,537
Total comprehensive income for the period 5,031,807 4,900,870 4,458,819 4,158,865 3,628,205