EQTY Income Statement Quarterly
 
Period ended: 30-Sep-14 31-Dec-14 31-Mar-15 30-Jun-15 30-Sep-15
Period length: 3 months 3 months 3 months 3 months 3 months
Unit: KES ‘000s KES ‘000s KES ‘000s KES ‘000s KES ‘000s
Statement type: Unaudited Audited Unaudited Unaudited Unaudited
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Statement of Comprehensive Income 
           
Interest income
Loans and advances 7,864,608 8,394,647 8,284,824 8,679,568 11,092,727
Government securities 1,026,747 1,000,068 1,026,427 1,069,909 1,126,678
Deposits and placements with banking institutions 70,531 112,041 159,248 -22,429 75,122
Other 107,229 -180,006 231 68,640 39,595
Total interest income  9,069,115 9,326,750 9,470,730 9,795,688 12,334,122
           
Interest expenses
Customer deposits 1,173,054 1,244,106 1,447,317 1,665,970 1,774,211
Deposits and placements from banking institutions 30,025 23,056 47,580 76,590 98,872
Other interest income 336,171 429,456 357,836 166,755 364,892
Total interest expenses 1,539,250 1,696,617 1,852,733 1,909,315 2,237,975
Net interest income  7,529,865 7,630,134 7,617,997 7,886,373 10,096,147
Other operating income 
Fees and commissions income on loans and advances 1,437,533 1,338,467 1,299,361 1,354,176 1,404,138
Other fees and commissions income 2,305,399 2,312,365 2,420,698 2,443,695 3,419,436
Foreign exchange trading income 501,584 773,516 1,154,771 727,207 695,034
Dividend income -475 100,476
Other income 425,870 960,505 744,887 661,331 481,511
Total non-interest income 4,669,911 5,485,329 5,619,717 5,186,409 6,000,119
Total operating income  12,199,776 13,115,463 13,237,714 13,072,782 16,096,266
           
Operating expenses
Loan loss provisions 381,893 691,002 346,121 338,774 1,011,434
Staff costs 2,781,882 3,009,825 2,464,485 2,660,612 3,268,106
Directors’ emoluments 12,995 7,456 19,039 17,891 13,706
Rental charges 491,456 221,394 478,226 522,899 671,992
Depreciation on property and equipment 644,549 772,292 753,994 768,970 845,180
Amortisation charges 146,010 190,408 191,708 250,230 217,247
Other operating expenses 2,765,257 2,616,711 2,875,599 2,526,558 3,932,698
Total operating expenses 7,224,042 7,509,088 7,129,172 7,085,934 9,960,363
           
Profit/loss before tax and exceptional items  4,975,734 5,606,375 6,108,542 5,986,848 6,135,903
Exceptional items – share of profit of associate 59,336 898,148 -91,534
Profit/loss after exceptional items 5,035,070 6,504,523 6,108,542 5,986,848 6,044,369
Current tax -1,482,731 -2,196,839 -1,813,395 -1,713,779 -1,779,763
Deferred tax 1,630,671 -22,211
Profit/loss after tax and exceptional items 3,552,339 5,938,355 4,295,147 4,273,069 4,242,395
           
Other comprehensive income
Gains/losses from translating the financial statements of foreign operations 68,425 -96,676 -330,399 -237,813 -867,652
Fair value changes in available for sale financial assets 403,559 -33,801 -234,430 -475,133 -968,311
Revaluation surplus on property, plant and equipment
Share of other comprehensive income of associates
Income tax relating to components of other comprehensive income
Other comprehensive income for the year net of tax 471,984 -130,477 -564,829 -712,946 -1,835,963
Total comprehensive income for the period 4,024,323 5,807,878 3,730,318 3,560,123 2,406,432