BOK Income Statement
 

Please note: Bank of Kigali’s summarized, audited IFRS-based Q4 & FY 2015 results, released 22 February 2016, are available for download here

Period ended: 31-Dec-10 31-Dec-11 31-Dec-12 31-Dec-13 31-Dec-14
Unit: RWF ‘000s RWF ‘000s RWF ‘000s RWF ‘000s RWF ‘000s
Statement type: Audited Audited Audited Audited Audited
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Interest Income 16,368,740 22,671,124 32,069,789 45,210,752 51,909,827
Interest Expense -4,182,666 -6,075,680 -8,338,615 -10,015,908 -12,654,600
Net Interest Income 12,186,074 16,595,444 23,731,174 35,194,844 39,255,227
Net Fee & Commission Income 3,022,031 4,326,856 6,797,680 10,801,253 10,899,154
FX Related Income 5,247,543 7,643,851 7,031,504 7,476,135 7,724,325
Other Non-interest Income 691,381 888,719 715,722 281,008 301,838
Net Non-Interest Income 8,960,955 12,859,426 14,544,906 18,558,396 18,925,317
Total Operating Income 21,147,029 29,454,870 38,276,080 53,753,240 58,180,544
Recurring Operating Costs
Personnel Cost -5,038,341 -7,070,435 -9,615,156 -11,707,238 -14,427,737
Administration and General Expenses -3,513,232 -4,703,966 -6,868,628 -9,656,130 -9,787,611
Depreciation & Amortisation -1,537,783 -2,432,320 -3,678,098 -4,639,637 -3,663,534
Total Recurring Operating Costs -10,089,356 -14,206,721 -20,161,882 -26,003,005 -27,878,882
           
Pre-Provision Operating Profit 11,057,673 15,248,149 18,114,198 27,750,235 30,301,662
Net Impairment on Loans & Advances -2,376,281 -4,544,321 -3,647,289 -8,993,999 -7,542,957
Profit Before Tax 8,681,392 10,653,908 14,466,909 18,753,236 22,758,705
Income Tax Expense -2,502,810 -1,965,143 -2,685,573 -3,926,001 -4,441,880
Net Income 6,178,582 8,688,765 11,781,336 14,827,235 18,316,825