BOK 5 Year Summary
 

Please note: Bank of Kigali’s summarized, audited IFRS-based Q4 & FY 2015 results, released 22 February 2016, are available for download here

31-Dec-10 31-Dec-11 31-Dec-12 31-Dec-13 31-Dec-14
  RWF ‘000s RWF ‘000s RWF ‘000s RWF ‘000s RWF ‘000s
CONSOLIDATED STATEMENT OF FINANCIAL POSITION 
Assets
Government and other securities 5,492,770 8,408,979 13,337,780 51,039,145 58,818,332
Loans and advances to customers 101,402,657 123,130,687 185,066,752 199,025,241 233,439,509
Property and equipment 18,313,417 19,554,303 21,627,964 21,018,894 20,503,423
Other assets 72,467,802 136,805,905 102,761,718 151,276,793 169,846,700
Total Assets 197,676,646 287,899,874 322,794,214 422,360,073 482,607,964
Liabilities        
Customer deposits 135,677,746 181,019,654 211,865,068 280,489,463 324,601,160
Due to banks 18,920,636 19,090,060 18,418,926 17,345,024 15,214,461
Other liabilities 11,208,377 26,205,828 29,402,927 53,761,902 53,244,609
Total Liabilities 165,806,759 226,315,542 259,686,921 351,596,389 393,060,230
Total Equity 31,869,887 61,584,332 63,107,293 70,763,684 89,547,734
TOTAL LIABILITIES AND EQUITY 197,676,646 287,899,874 322,794,214 422,360,073 482,607,964
CONSOLIDATED INCOME STATEMENT
Interest income 16,368,740 22,671,124 32,069,789 45,210,752 51,909,827
Interest expense -4,182,666 -6,075,680 -8,338,615 -10,015,908 -12,654,600
Net interest income 12,186,074 16,595,444 23,731,174 35,194,844 39,255,227
Non-interest income 8,960,955 12,859,426 14,544,906 18,558,396 18,925,317
Operating income 21,147,029 29,454,870 38,276,080 53,753,240 58,180,544
Total recurring operating costs -10,089,356 -14,206,721 -20,161,882 -26,003,005 -27,878,882
Net impairment on loans and advances -2,376,281 -4,544,321 -3,647,289 -8,993,999 -7,542,957
Operating expenses -12,465,637 -18,751,042 -23,809,171 -34,997,004 -35,421,839
Profit before tax 8,681,392 10,703,828 14,466,909 18,756,236 22,758,705
Income tax expense -2,502,810 -1,965,143 -2,685,573 -3,926,001 -4,441,880
Profit for the year  6,178,582 8,738,685 11,781,336 14,830,235 18,316,825